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Personal Finance

Is a Home Warranty Worth the Money? | Personal Finance

Your home may be your biggest investment, but you’ll need more than homeowners insurance to protect it. While a homeowners policy will cover damage from incidents like fires and falling trees, it isn’t going to pay for a leaking roof or a furnace failure. Fortunately, there is another type of plan that will cover these […]

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Personal Finance

4 Ways to Catch up on Retirement Savings

Falling behind in retirement savings is common, but there are plenty of ways to close the gap. Consider other investing account options beyond just the typical retirement vehicles like your 401(k) and IRAs. Reducing discretionary spending and paying down debt can free up more cash to put toward your retirement goals. loading Something is loading. […]

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Personal Finance

Georgia is now the latest state to mandate personal finance education

Georgia Governor Brian Kemp makes remarks during a visit to Adventure Outdoors gun shop as he pushes for a new state law to loosen requirements to carry a handgun in public, in Smyrna, Georgia, January 5, 2022. Alyssa Pointer | Reuters High school students in Georgia will soon have guaranteed access to a personal finance […]

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Personal Finance

Why Now Is the Best Time Ever to Hire a Financial Planner

Image source: Getty Images Financial planning is being redefined from an exclusive benefit to one for the masses. key points Asset-based compensation models overserve the overserved. New models aimed at serving the many are on the rise. Employers are getting involved with personal finance benefits. The term financial advisor feels…exclusive. And that’s not without reason. […]

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Personal Finance

How Much to Tip Valets | Personal Finance

In general, people don’t like to pay for parking. That’s according to Ben Akbary, CEO of Quality Parking Service Inc. based in Woodland Hills, California. Some people don’t like to tip the valets who park their cars, either. Maybe it’s because there’s confusion over how much to tip valets and when to tip them. Maybe […]

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Personal Finance

What Millennials should know about personal finance planning

Millennials, the demographic cohort that makes up 34% of the country’s population, have had a ringside view of the world’s digital transformation. Their needs have expanded to fit their here-and-now approach to life, and so have the means to satiate those needs. Whether it’s a mundane task or a significant life decision, convenience comes as […]

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Personal Finance

The 7 levels of financial freedom, according to a millionaire — 50% of US workers are at Level 2

Grant Sabatier isn’t retired. But he could be. One of the leading voices and biggest success stories in the FIRE movement — short for “financial independence, retire early” — the self-made millionaire has amassed enough money to live comfortably off income from his investments in perpetuity. More from Grow:How much you’d have now if you […]

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Personal Finance

Umbrella Insurance: Definition, What It Covers

loading Something is loading. Liability coverage in your homeowners and car insurance will protect you from a lawsuit if you’re found responsible for property damages or bodily injuries. However, for some people, liability limits in a standard policy aren’t enough. Umbrella insurance is worth the buy if the total value of your assets exceeds the […]