Categories
Personal Finance

Is Another Recession Coming in the US? Watch for These Warning Signs | Family Finance

After growing for six consecutive quarters following the short, steep Covid-induced recession in early 2020, the US gross domestic product slipped by 1.4% in the first quarter of this year. The drop, which surprised some economists, is just one more sign that the US economy is beginning to slow. That’s not necessarily a bad thing. […]

Categories
Personal Finance

The Only States That Teach Personal Finance (and What You’ll Have to Teach Kids Yourself)

photo: worawit_j (Shutterstock) Recently, Georgia became the 13th state in the country to mandate personal finance education for high school students. According to Next Gen Personal FinanceGeorgia joins Alabama, Florida, Iowa, Mississippi, Missouri, Nebraska, North Carolina, Rhode Island, Ohio, Tennessee, Utah, and Virginia in requiring teens to take at least one semester of personal finance […]

Categories
Personal Finance

This Proposed Social Security Change Could Benefit Couples | Smart Change: Personal Finance

(Maurie Backman) Social Security commonly serves as a financial lifeline for singles and married couples during retirement. And couples often benefit from the program even more so because Social Security pays spousal benefits to people who don’t qualify for benefits based on their own earnings histories. For example, say there’s a couple where one spouse […]

Categories
Personal Finance

How to Prepare to Work with a Financial Planner

The hardest part about planning for your financial future is figuring out where to start. You already took the first step by performing your due diligence and selecting a financial planner. Now it is time to meet them to discuss your current situation and create a plan to help reach your goals. It’s natural to […]

Categories
Personal Finance

What effect does AI have on personal finance? – TechTalks

Artificial intelligence is a vast and complicated field. AI can range from simple algorithmic functions to neural capabilities that might someday even simulate consciousness, and yet we often take it for granted in our daily lives. AI and machine learning processes now power many of our financial technology (fintech) services and connect investors with a […]

Categories
Personal Finance

Improve Your Business By Having a Stronger Understanding of Corporate and Personal Finance

Disclosure: Our goal is to feature products and services that we think you’ll find interesting and useful. If you purchase them, Entrepreneur may get a small share of the revenue from the sale from our commerce partners. Finance is a finicky business. Whether you’re trying to budget for your fiscal year or buying the stock […]

Categories
Personal Finance

Comparing Financial Strategies: FIRE, 50/30/20, Bogleheads and Ramsey’s Baby Steps | Saving and Budgeting

Financial movements like FIRE, velocity banking, and the strategies promoted by personal finance influencers like Dave Ramsey and Suze Orman often play an outsized role in shaping families’ financial strategies. But this advice is a double-edged sword in the eyes of many professional financial planners. These financial strategies can encourage individuals to address their financial […]

Categories
Personal Finance

Survey: 67% Say Personal Finance Should Be Required in High School | Credit Cards

A mid-February survey from US News & World Report reveals that over two-thirds of respondents believe that a personal finance course should be a requirement to graduate from high school. On top of that number, another 26% say it should at least be offered as a high school elective. According to Next Gen Personal Finance, […]

Categories
Personal Finance

Personal Finance Influencers You Should Know

Financial illiteracy can be costly. According to the National Financial Educators Council, it cost Americans $352 billion collectively in 2021 alone. And according to the 2022 Investopedia Financial Literacy Survey, 57% US adults are invested, but just 1 in 3 say they have advanced investing knowledge. Turning to personal finance influencers is one way to […]

Categories
Personal Finance

These Stocks Are Your Friends During a Market Crash | Smart Change: Personal Finance

(Maurie Backman) It’s been a really tough ride for investors these past few weeks. Stock values ​​have been plunging since the second part of April, and that’s on top of the losses investors were already seeing in their portfolios due to earlier-in-the-year volatility. At this point, it would be premature to say we’re in the […]