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Personal Finance

4 Steps I’m Taking to Fix My Finances After Years of Neglecting Them

Two years after finishing law school, I moved back in with my recently-widowed mother and only left recently. I didn’t get my personal finances in order while I lived there, but I regret that now. I’m going to save, invest for retirement, cut extra expenses, and use a budgeting app moving forward. Read more from […]

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Personal Finance

While you’re young, 4 steps to personal financial planning – Twin Cities

Not everyone needs a full-blown retirement plan. Maybe your financial situation is pretty simple: You’re in your 20s or 30s, working in your first or second job. You don’t have much credit-card or college debt but may be trying to save up for a car purchase or first home. You can create a personal financial […]

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Personal Finance

Georgia to require personal finance courses for graduation

This law makes Georgia the 13th state to mandate personal finance education for students. It will begin for high school juniors and seniors in 2024 WARNER ROBINS, Ga. — The State of Georgia wants to send soon-to-be adults into the real world prepared to make good decisions about their finances. To do that, they’ll soon […]

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Personal Finance

Will inflation push more people to go back to work? ‘They’ll be entering a job market that’s eager to have them,’ one economist says and you can now use bitcoin to pay college tuition — but should you?

Hi, MarketWatchers. Don’t miss these top stories. Everything you need to know to get your yard ready for summer This week we caught up with Jeff Keiter, our resident landscape architecture guru, who previously chatted with us about winter trends for your yard. Today we are talking about spring gardening, the best tools and the […]

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Personal Finance

3 Reasons Why Investing In Your Career Right Now Could Be Your Smartest Move Ever

Image source: Getty Images It’s time to focus on making yourself the best job candidate you can be. key points If you have money to spare, you may want to spend some of it to further your career. Doing so could benefit you in the near term as well as the long run. These days, […]

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Personal Finance

Bringing Personal Finance to the Classroom for Generation Z

“When it’s mandated, everyone receives access,” said Rebecca Maxcy, director of the Financial Education Initiative at the University of Chicago. updated May 11, 2022, 4:43 p.m. ET While the progress among states is encouraging, there is more to do, said Nan J. Morrison, president and chief executive of the Council for Economic Education. Currently, just […]

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Personal Finance

The $7,000 Lesson I Learned the Hard Way

Image source: Getty Images Talk about a financially painful experience. key points I skipped a year of maintenance on my air conditioning system during the pandemic. The following summer, it died completely, leaving me with a very expensive bill. As someone who’s owned a house for over a decade, I’m usually pretty good about home […]

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Personal Finance

5 steps to effectively manage today’s market volatility [Personal Finance]

The year 2022 has already presented challenges for investors, with stock markets experiencing significant volatility and bond markets showing unpredictable movement. Much of this can be attributed to external events. The most notable triggers are Russia’s invasion of Ukraine, an extended period of higher inflation, and a shift in monetary policy by the Federal Reserve. […]

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Personal Finance

Why financial literacy is important, from saving to paying down debt

Walrus Images | digitalvision | Getty Images To achieve financial success, knowledge is key. Yet many Americans lack financial literacy. That can impact everything from the amount of money saved to debt owed. The situation is dire for more than a few. More than half of Americans can’t cover a $1,000 emergency expense with savings, […]

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Personal Finance

5 Tips for Paying Off Your Loans Faster

Refinancing your loans could get you a better interest rate and shorter repayment term. Two common repayment strategies are the debt avalanche and the debt snowball. If you can make more frequent payments on your debt, you’ll save on interest costs. loading Something is loading. With loans available for everything from paying for college to […]