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Personal Finance

3 Ways to Save After Buying a Car | Smart Change: Personal Finance

Philip Reed Believe it or not, there are ways to improve your car deal even after the ink is dry on the sales contract. While you can’t lower the price of your car, you can usually cancel the extras you might have felt pressured to buy in the finance office. You can also shop for […]

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Personal Finance

4 Ways to Recession-Proof Your Money, According to a Financial Planner

Everyone I work with wants to know how to recession-proof their finances. I recommend building up three to six months of emergency savings first, and paying off debt. It’s also important to keep your money invested and get advanced job training while you can. loading Something is loading. I’m a financial planner who also hosts […]

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Personal Finance

Why You Should Reconsider an Indirect 401(k) Rollover | personal-finance

(Stefon Walters) Since 401(k) plans are employer-sponsored, your plan won’t remain the same whenever you switch jobs. Luckily, you won’t have to go through life trying to keep up with every 401(k) you’ve ever had — you can do a rollover. A rollover occurs when you transfer the money from one 401(k) plan to another […]

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Personal Finance

Why My Monthly Gym Membership Is a Great Deal — Even Though I Don’t Work Out

Image source: Getty Images It saves me money in another important way. key points I joined a gym recently. I don’t work out but I make use of the membership in another way. It enables me to get work done and save on childcare costs. Recently, I decided to join a gym. My son had […]

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Personal Finance

3 Mistakes You Should Avoid With Your 401(k) | Smart Change: Personal Finance

(Stefon Walters) 401(k) plans are wonderful for helping people save and invest money for retirement. For many people, their 401(k) will be the bulk of their retirement income. To really get the most of your 401(k) and make sure you’re putting yourself in a good long-term position, you should try to avoid these three mistakes. […]

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Personal Finance

5 Ways To Rethink Your Finances For Inflation – Forbes Advisor

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors’ opinions or evaluations. Inflation is eating away at your money. The February CPI inflation report shows that the price for goods and services has increased 7.9% from the same time last year, the highest inflation rate since […]

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Personal Finance

Wealth Column: 4 steps to personal financial planning – Brainerd Dispatch

Not everyone needs a full-blown retirement plan. Maybe your financial situation is pretty simple: You’re in your 20s or 30s, working in your first or second job. You don’t have much credit card or college debt but may be trying to save up for a car purchase or first home. You can create a personal […]

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Personal Finance

Florida high schoolers will have to pass personal finance to graduate

Published Mar 28 The big story: Sometimes, ideas fly through the Florida Legislature in no time flat. Other times, it seems like they might never make it across the finish line, no matter how hard people try. Put the request to require students to take a personal finance course in high school in the latter […]

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Personal Finance

The ‘Color of Money’ 25 years later. Here’s what I’ve learned.

Placeholder while article actions load I learned how to handle my money from my grandmother Big Mama. She was extremely frugal. I like to joke that she was so tight with money that if she held a penny, Lincoln would scream. My grandmother is the reason I became a homeowner in my early 20s. I […]

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Personal Finance

The best books to read to get smarter about your money

There are thousands of resources online to learn about personal finance, a staggering amount of financial information, from free courses offered by colleges and education platforms to TikTok influencers and expert newsletters. This can make it hard to identify the best sources on budgeting, saving and investing, but the earlier in life an individual begins […]