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Personal Finance

3 Reasons Now Could Be the Best Buying Opportunity in 25 Years | Smart Change: Personal Finance

(Daniel Foeber) the Nasdaq Composite is down 28% from its all-time high while the S&P 500 is down 17% from its all-time high as investors react negatively to inflation and rising interest rates. Over the last 25 years, we’ve seen five Nasdaq Composite bear markets: the dot-com burst from 2000 to 2002, the financial crisis […]

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Personal Finance

What Happens if I Buy Amazon Before the Stock Split? | Personal Finance

(Charlene Rhinehart, CPA) amazon‘s (NASDAQ:AMZN) much-anticipated stock split may finally take place this year. On Wednesday, March 9, the tech giant filed a Form 8-K with the Securities and Exchange Commission (SEC) and the stock price soared. Amazon notified investors about plans for a 20-for-1 stock split — the first in over two decades. If […]

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Personal Finance

3 Pros and 2 Cons of Working in Retirement | personal-finance

(KaileyHagen) Most of us think of retirement as an end to work, but for some, it just means a decrease in hours or a transition to a new field. That might not be the retirement you’ve always envisioned, but it has some definite upsides, especially if you’ve struggled to save over your career. Here’s a […]

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Personal Finance

Should You Invest in I Bonds for Inflation Protection? | personal-finance

(Robin Hartill, CFP®) In normal times, a guaranteed 9.62% return on your money with virtually no risk would be impossible. But with inflation at 40-year highs, that’s exactly what Series I bonds are offering. The US Department of Treasury recently announced that I bonds will pay a 9.62% annual interest rate on bonds issued from […]

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Personal Finance

This Proposed Social Security Change Could Benefit Couples | Smart Change: Personal Finance

(Maurie Backman) Social Security commonly serves as a financial lifeline for singles and married couples during retirement. And couples often benefit from the program even more so because Social Security pays spousal benefits to people who don’t qualify for benefits based on their own earnings histories. For example, say there’s a couple where one spouse […]

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Personal Finance

These Stocks Are Your Friends During a Market Crash | Smart Change: Personal Finance

(Maurie Backman) It’s been a really tough ride for investors these past few weeks. Stock values ​​have been plunging since the second part of April, and that’s on top of the losses investors were already seeing in their portfolios due to earlier-in-the-year volatility. At this point, it would be premature to say we’re in the […]

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Personal Finance

These Stocks Are Your Friends During a Market Crash | Personal Finance

(Maurie Backman) It’s been a really tough ride for investors these past few weeks. Stock values ​​have been plunging since the second part of April, and that’s on top of the losses investors were already seeing in their portfolios due to earlier-in-the-year volatility. At this point, it would be premature to say we’re in the […]

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Personal Finance

Should You Invest in I Bonds for Inflation Protection? | personal-finance

(Robin Hartill, CFP®) In normal times, a guaranteed 9.62% return on your money with virtually no risk would be impossible. But with inflation at 40-year highs, that’s exactly what Series I bonds are offering. The US Department of Treasury recently announced that I bonds will pay a 9.62% annual interest rate on bonds issued from […]

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Personal Finance

5 Stocks That Moved the Market in April | Smart Change: Personal Finance

(RyanDownie) Investors took another beating in April with major stock indexes losing trillions in value. the S&P 500 fell nearly 9%, while the Nasdaq Composite plunged more than 13%. Corporate earnings reports, fears of an upcoming recession, rising interest rates, and inflation all played major roles for last month’s winners and losers. Here are some […]

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Personal Finance

3 Reasons to Consider Dividend Kings for Your Retirement Account | Personal Finance

(Stefon Walters) All dividend-paying companies are not created equal. While there are some companies you can say have a reliable dividend, there are others who get the celebrated title of “Dividend King.” If you’re looking for investments that can provide reliable income and have stood the test of time, look no further. Here are three […]