Philip Reed Believe it or not, there are ways to improve your car deal even after the ink is dry on the sales contract. While you can’t lower the price of your car, you can usually cancel the extras you might have felt pressured to buy in the finance office. You can also shop for […]
(Stefon Walters) Since 401(k) plans are employer-sponsored, your plan won’t remain the same whenever you switch jobs. Luckily, you won’t have to go through life trying to keep up with every 401(k) you’ve ever had — you can do a rollover. A rollover occurs when you transfer the money from one 401(k) plan to another […]
(Stefon Walters) 401(k) plans are wonderful for helping people save and invest money for retirement. For many people, their 401(k) will be the bulk of their retirement income. To really get the most of your 401(k) and make sure you’re putting yourself in a good long-term position, you should try to avoid these three mistakes. […]
There are thousands of resources online to learn about personal finance, a staggering amount of financial information, from free courses offered by colleges and education platforms to TikTok influencers and expert newsletters. This can make it hard to identify the best sources on budgeting, saving and investing, but the earlier in life an individual begins […]
(Stefon Walters) Since 401(k) plans are employer-sponsored, your plan won’t remain the same whenever you switch jobs. Luckily, you won’t have to go through life trying to keep up with every 401(k) you’ve ever had — you can do a rollover. A rollover occurs when you transfer the money from one 401(k) plan to another […]
(Maurie Backman) You may have lofty goals for retirement, whether it’s pursuing a hobby like golfing or sailing, traveling, or going back to school. No matter what objectives you set for your senior years, the more money you have access to, the more likely you’ll be to get to do the things you’ve always dreamed […]
Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. Nothing calls for a better time to get organized as the spring cleaning season. The rainy […]
Student Olivia Raymond participates in a personal finance course in her middle school class in West Orange, New Jersey, in February 2020. CNBC Pursuing financial literacy is something that should continue beyond traditional school years, according to several state governors. “We think it’s a lifelong experience,” New Jersey Gov. Phil Murphy told CNBC’s Sharon Epperson […]
(James Brunley) Even if you don’t own any yourself, it’s easy to see the appeal of dividend stocks — any investment that puts cash in your pocket right now has its obvious upside, even if those dividend payments aren’t enormous. As the old cliche explains, a bird in the hand is worth two in the […]
When it comes to financial benefits at work, employers typically provide a 401(k) retirement plan option – and that’s it. But both economists and human resources experts alike suggest that expanding financial wellness benefits in the workplace could be a cost-effective way to quickly address the staggering number of Americans living paycheck to paycheck, struggling […]